Remitly verification is usually quick until the OTP arrives late, doesn’t arrive, or you hit a resend cooldown after a couple tries. Money-transfer apps can be extra strict with SMS checks (to reduce fraud and account abuse), so issues often stem from carrier delays, SIM/network issues, number reuse, operator filtering, or too many requests too quickly. With PVAPins, you can receive Remitly SMS codes using online numbers. Free inbox numbers can work for quick testing, but if you want a smoother success rate (and fewer rejections), Activation or Rental is typically the cleaner route, especially if you need repeat access.
Choose your number type
Free inbox = quick tests. Activation or Rental = typically better delivery and fewer rejections.
Pick country + copy the number
Select the country you need, grab a number, and copy it exactly.
Request the OTP on Remitly
Enter the number on the Remitly verification screen and tap Send code (avoid rapid retries).
Check PVAPins inbox
Refresh once or twice, copy the OTP as soon as it appears, and enter it immediately (codes expire fast).
If it fails, switch smart
Don’t spam resend. Switch number/route, wait a bit, then try again once.
Wait 60–120 seconds, then resend once.
Confirm the country/region matches the number you entered.
Keep your device/IP steady during the verification flow.
Switch to a private route if public-style numbers get blocked.
Switch number/route after one clean retry (don't loop).
Choose based on what you're doing:
Most verification failures are formatting-related, not inbox-related. Use international format (country code + digits), avoid spaces/dashes, and don’t add an extra leading 0.
Best default format: +CountryCode + Number (example: +919876543210)
If the form is digits-only: CountryCodeNumber (example: 919876543210)
Simple OTP rule: request once → wait 60–120 seconds → resend only once.
| Time | Country | Message | Status |
|---|---|---|---|
| 2 min ago | USA | Your verification code is ****** | Delivered |
| 7 min ago | UK | Use code ****** to verify your account | Pending |
| 14 min ago | Canada | OTP: ****** (do not share) | Delivered |
Quick answers people ask about Remitly SMS verification.
Sometimes you can use recovery steps, but many accounts still require access to a phone number for security. If the app keeps insisting on SMS, support is usually the cleanest way forward.
Common causes include carrier filtering, roaming, short-code issues, or phone settings. Switch networks, restart your device, and avoid repeatedly resending to avoid triggering cooldowns.
It usually means you hit a rate limit or cooldown. Stop requesting codes for a while, then try again once after the wait.
If you can log in, update it in settings and confirm the change. If you can’t log in, use recovery prompts first and contact support if needed.
Often, it’s used for updates and coordination, and some corridors require it as part of the recipient details. Use the correct country code and confirm the number with the recipient first.
It’s widely used, but SMS isn’t encrypted. CISA recommends migrating away from SMS-based MFA where possible, so if you have safer options available, consider using them.
Use your personal number for sensitive financial accounts, and use separate numbers for everyday signups where allowed. That’s where PVAPins can be handy.
Let’s be real, getting stuck at verification when you don’t have your number available is one of those “why is this happening right now?” moments. This guide is for that exact situation. If you’re trying to verify Remitly without a Phone Number, I’ll walk you through the legit routes (recovery, updates, support), plus the quick fixes that usually get OTPs moving again without doing anything sketchy.
Usually, no, at least not forever. Remitly commonly uses your number for sign-in security and account protection, and sometimes additional verification steps may apply depending on the situation.
Here’s the deal:
If you temporarily don’t have your phone, you may be able to use recovery steps (sometimes involving email).
If the system keeps insisting on SMS, the clean path is recovery → update your number → re-verify.
If you’re locked out or stuck in review, support is often the fastest “human fix.”
Bottom line: don’t try to force it. With money apps, consistency wins.
Most people do, yes. It’s one of the simplest ways apps reduce account takeovers and confirm it’s really you signing in.
A simple way to think about why phone verification exists:
Login security: One-time codes help block random logins.
Recovery: if you lose access, a verified channel helps prove it’s you.
Transfer safety: Sometimes, extra checks pop up when something changes.
Quick context: Microsoft has reported that more than 99.9% of compromised accounts don’t have MFA enabled, which is why companies keep pushing extra verification during sign-in.
If your code isn’t arriving, it’s usually a delivery issue, not “your account is broken.” Carrier filtering, roaming, or phone settings are the main culprits behind these headaches.
Try these in order (don’t skip straight to step 10):
Check your number format (country code, no extra digits).
Toggle Airplane Mode for 10 seconds.
Restart your phone, then request the code once.
Switch networks: Wi-Fi ↔ mobile data.
Turn off VPN temporarily.
If you hit “too many attempts, stop and wait before trying again.
Why this happens more now: carriers enforce messaging rules (including short codes), and filtering can impact automated texts in some situations.
iPhone OTP issues are often settings-related.
Check Focus modes (they can hide incoming texts).
Review Blocked Contacts and message filtering settings.
Update iOS if you’re behind.
Tiny example: you turned on Sleep Focus last night and forgot it’s still on. OTP arrives, but you never see it. Yep, annoying.
Android app are usually about the SMS app and permissions.
Confirm your default SMS app is correct.
Check permissions for SMS/notifications.
Disable aggressive battery optimization for your messaging app.
Review spam protection filters.
If web login is being stubborn:
Try the mobile app instead of the desktop.
Clear cookies/cache or use a private window.
Try a different browser/device (device trust can matter).
If your number changed, the goal is simple: get codes going to the new number. If you can’t log in, support may need to confirm your identity before anything gets updated.
Here’s the low-stress way:
If you can log in, update your number in settings, and confirm the change.
If you can’t log in: use recovery prompts first, then contact support if needed.
Before you retry verification, send a regular SMS to the new line to confirm it’s actually receiving texts.
One micro-opinion: don’t change your number, your email, and your device all at once. That’s how you accidentally trigger more verification checks.
Numbers That Work With Remitly:
PVAPins keeps numbers from different countries ready to roll. They work. Here’s a taste of how your inbox would look:
| 🌍 Country | 📱 Number | 📩 Last Message | 🕒 Received |
Russia | +79126365881 | 3591 | 21/12/25 12:29 |
USA | +18435313117 | 1205 | 24/01/26 01:37 |
India | +918414903536 | 037436 | 30/08/25 05:47 |
|
USA | +17192171634 | 020700 | 21/08/25 11:47 |
|
Russia | +79805962784 | 719845 | 15/11/25 12:58 |
|
Russia | +79231602844 | 216778 | 07/02/26 05:31 |
UK | +447403145969 | 812295 | 12/11/25 08:19 |
Ghana | +233247490910 | 142241 | 09/11/25 09:08 |
|
USA | +12253453886 | 4095 | 11/10/25 11:45 |
|
Russia | +79995243970 | 5318 | 10/02/26 09:36 |
Grab a fresh number if you’re dipping in, or rent one if you’ll be needing repeat access.
Sometimes it’s not about SMS at all, it’s about identity checks. If your verification is pending, your best move is boring but practical: submit clear docs and keep your account details steady while the review runs.
What “pending” usually means:
You’re in a review queue, or
Something didn’t match (blurry image, cropped edges, name mismatch)
To avoid delays:
Bright light, no glare.
Full document visible (no cut corners).
Don’t keep resubmitting with tiny changes every hour.
If it’s stuck way longer than expected, support can tell you what’s missing.
Often, yes, especially for status updates, coordination, and specific delivery methods. Remitly also notes that recipient details for some corridors can include a recipient phone number.
Common mistakes that cause unnecessary problems:
Wrong country code
One-digit typo
The recipient changed their number
You guessed the format instead of confirming it
Quick best practice: ask the recipient to text you their number in full international format (e.g., +1, +91). Saves you from “wait, was it 017 or +88017 ?”
Here’s the deal: OTP delivery can vary by country because carriers filter automated traffic differently, and device settings (dual-SIM, DND filters, roaming) can block messages.
In the US, the usual suspects are:
carrier filtering (automated texts get suppressed)
short-code quirks
number porting weirdness for a few days after switching carriers
CTIA’s messaging principles explain how short codes operate and why compliance rules exist around automated messaging.
In India, it’s often:
DND/spam filtering is being extra aggressive
dual-SIM routing (OTP goes to the other SIM)
roaming restrictions while traveling
Quick check: temporarily set the SIM you’re verifying as the default for SMS, request the code once, then wait.
For money apps, the safest setup is still a real mobile number you control (SIM or eSIM) that stays stable for recovery. If a platform rejects certain number types, don’t force it.
Practical breakdown:
SIM: simple, widely accepted, easy troubleshooting.
eSIM: great for travel and keeping a stable “main line” while adding a second.
Security note (worth knowing): CISA’s mobile communications best-practices guidance recommends migrating away from SMS-based MFA where possible, since SMS isn’t encrypted and can be intercepted in specific threat scenarios.
That doesn’t mean “panic.” It just means: use the safest option available and keep recovery clean.
If you’re locked out, not receiving codes, or stuck in verification, support is often the quickest path, especially if you changed your number.
Have this ready:
Your Remitly account email
recent transfer details (approx date/amount)
old number + new number (if updating)
device type (iPhone/Android/Web) and your current country
And keep your message simple:
“I can’t receive the verification code,” or “I need to update my phone number.”
Start from Remitly’s official Help Center so you’re following the most current support flow.
Now, a separate point, but super relevant. If your bigger goal is privacy (like not handing your personal number to every signup form), PVAPins is built for everyday verification use.
Here’s the PVAPins flow most people use:
Free Numbers for quick tests
Receive SMS for instant OTP delivery when you need it fast
Rent when you need a number for longer-term, ongoing accounts
PVAPins supports 200+ countries, offers privacy-friendly options (including non-VoIP/private routes when needed), and is designed for stable, API-ready use.
Compliance note: PVAPins is not affiliated with Remitly. Please follow each app’s terms and local regulations.
If you’re stuck verifying because you don’t have your number, the best move is usually: fix OTP delivery first, then use recovery/support to update your number cleanly. Don’t spam resend. Don’t change everything at once. Keep it steady, and you’ll get through it faster.
And if you want to keep your personal number out of random signups in the future, start with PVAPins Free Numbers, move to Receive SMS for instant codes, and rent a number when you need something longer-term.
Compliance note: PVAPins is not affiliated with Remitly. Please follow each app’s terms and local regulations.
Last updated: February 12, 2026
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Get started with PVAPins today and receive SMS online without giving out your real number.
Try Free NumbersGet Private NumberRyan Brooks writes about digital privacy and secure verification at PVAPins.com. He loves turning complex tech topics into clear, real-world guides that anyone can follow. From using virtual numbers to keeping your identity safe online, Ryan focuses on helping readers stay verified — without giving up their personal SIM or privacy.
When he’s not writing, he’s usually testing new tools, studying app verification trends, or exploring ways to make the internet a little safer for everyone.
Last updated: January 27, 2026