How to Set Up a Moneylion Account without Using a Phone Number?
What is Moneylion? Moneylion provides financial guidance, loans, and investment services exclusively to U.S. residents. While the platform is accessible globally, only U.S. citizens can create an account. To complete the account verification process, users are required to furnish their social security number.
It is widely embraced by users, particularly appealing to new investors and households with lower incomes. Beyond delivering investment guidance, tools, and a user-friendly interface, Moneylion extends features to assist in budget management and credit enhancement. The app excels in monitoring expenses and enhancing income.
Benefits and Characteristics of Moneylion.
What features does Moneylion offer? The app boasts an extensive array of financial technologies, positioning it as a top choice for handling personal finances, loans, and investments. However, it comes with limitations—it is exclusively accessible within the United States for citizens and permanent residents.
The primary advantages comprise:
- Extensive functionalities for online banking.
- Easily accessible loans with flexible terms designed to help build credit.
- Comprehensive tools for monitoring credit.
- Investment services with advisory support.
Moneylion is a financial technology company that offers limited banking services, distinguishing itself with the capability to assist users in establishing credit through accessible small loans. While several essential features are complimentary, a complete suite of services comes at a monthly cost of $20. The company does impose some additional fees.
Moneylion’s investment features are crafted with user-friendliness and guidance in mind, catering to beginners or those engaging in part-time investing. It encompasses investment goals, income monitoring, portfolio management, and valuable advice, making it an ideal choice for individuals who are new to the world of investing.
Guide to Registering on Moneylion.
How does the Moneylion registration process work? When signing up, you’ll need to provide personal details such as your name, email, and phone number. The inclusion of your phone number is essential for initial verification, serving as a precautionary measure to discourage the creation of multiple accounts and filter out undesired users from the outset.
Exclusive to the Moneylion registration process is the acceptance of only American phone numbers. It’s imperative that your full name aligns with the name on your social security card; however, the origin of your email is inconsequential. While using fictitious details is permissible, authenticating your account requires proper identification, particularly through the provision of a social security number. Let’s delve into this step-by-step verification process.
Below is an outline of the steps encompassed in the registration process:
Get the app: Start by downloading the official MoneyLion mobile app from your smartphone’s platform, such as the App Store for iOS or Google Play for Android.
Provide your information: Upon opening the app, you’ll need to register by entering essential details, including your name, email address, phone number, and password.
Verify: After finishing the registration process, you might be required to confirm your account, possibly through methods like SMS confirmation.
Identity Confirmation: Similar to numerous financial apps, MoneyLion mandates an identity verification process, necessitating the submission of additional information like your date of birth, passport details, and more.
Commencing Usage: Following a successful registration and confirmation, you will gain full access to all features provided by MoneyLion.
Is it Safe to Use Moneylion App?
Is Moneylion secure? Yes, however, the requirement for a phone number is discretionary. It’s a routine procedure aiding the company in screening out disinterested customers. Essentially, it serves as a verification process since a number is necessary to receive a one-time verification code. The phone data is not crucial for the overall user experience, and you can opt not to provide it securely.
You have the option to acquire a counterfeit phone number for Moneylion if you choose. The most effective approach is to acquire a virtual number. This ensures the cleanliness of your inbox and safeguards your actual number in the event that Moneylion sells it or fails to protect it. Ultimately, as phone data is not a prerequisite for the app’s functionality, there’s no obligation to furnish your real number.
Is it possible to create a Moneylion account without providing a phone number?
A virtual phone number is a transient telephone number available on the internet for a nominal fee. Acquiring a virtual number, unlike purchasing a SIM card, doesn’t necessitate disclosing any personal details. Consequently, it provides a secure and economical means of registering anonymously online. These numbers are effective and indistinguishable from regular ones at first glance, making them challenging to trace.
The PVAPins platform provides two options for utilizing virtual phone numbers long-term rental for up to 3 months or one-time usage. Furthermore, you have the flexibility to select the country of your phone number independently of your physical location. Opting for the second choice is particularly advantageous when registering a new account with Moneylion due to its speed, affordability, and security.
To complete the registration using this method, follow the steps outlined below:
- To access our services, you must either create an account on pvapins.com or login if you already have one.
- Proceed to the “Top up” section and deposit the necessary amount.
- Head back to the home page and select the country and service “Moneylion” that you require.
- After that You will receive a virtual number located at the top right corner.
- Certainly, you need to copy your virtual number and use it during the registration process.
- When verifying, return to PVAPins and select the ‘’Refresh’’ button next to the number in order to receive the code.
- Finish the registration process by applying the code you have been given.
- To view your purchase history, click on the “Top UP” button then scroll down to locate the “My Top UP History” section.